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CHAPTER 7

DROWNING IN DEBT? LET US HELP YOU

A Chapter 7 Bankruptcy may be an option to end creditor harassment and give you the fresh start you need.

WHEN TO CONSIDER A CHAPTER 7 BANKRUPTCY

Generally, if you are being garnished (creditors taking money from your paycheck), tired of dealing with creditors, unable to pay creditors, or struggling with your debt, a Chapter 7 Bankruptcy may be right for you. There is no “one size fits all” solution. Each client's case is unique and often requires a different approach. It is important you speak to an attorney for a full case review to see if Bankruptcy is the right choice for you.

WHAT IS A CHAPTER 7 BANKRUPTCY?

A Chapter 7 Bankruptcy is what most people are familiar with in the event of a bankruptcy. A Chapter 7 Bankruptcy is generally a 120-day process where you can eliminate most debt you currently have (exceptions apply). In order to eliminate your debt, a Trustee is appointed to review your assets and to sell assets that are not exempt (protected) by filing a bankruptcy. In most cases, assets clients possess are protected, meaning you do not have to turn it over to a Trustee. After approximately 120 days, you receive a discharge, which means the debt you have has been eliminated and you are rewarded with a fresh start. 

WHAT ARE THE BENEFITS OF FILING A CHAPTER 7 BANKRUPTCY?

  • Stop wage garnishments
  • Stop creditor phone calls, emails, and mail
  • Stop Lawsuits and Legal Actions
  • Stop collection calls

WHAT CAN A CHAPTER 7 BANKRUPTCY ELIMINATE?

  • Credit card debt
  • Medical bills
  • Certain tax debt
  • Deficiency from a repossession
  • Personal loans
  • Payday loans
  • Other debt

WHAT DO I NEED TO DO TO FILE MY CASE?

  1. Schedule a Free Consultation to make sure bankruptcy is a good decision for you
  2. Collect required paperwork
  3. Review your petition with an experienced attorney and file your case

We are a Debt Relief Agency. We help people file for bankruptcy relief.

Contact Us Today

You need immediate answers, straightforward advice, and someone to fight for you. The attorneys at Select Law vigorously represent each client. No one will fight harder for you. Call now. (602) 910-7525.

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